body  {
	font: 100% Verdana, Arial, Helvetica, sans-serif;
	margin: 0;
	padding: 0;
	text-align: center;
	color: #000000;
	background-color: #FFFFFF;
}


.twoColElsLtHdr #container {
	width: 772px;
	margin: 0 auto;
	border: 1px none #000000;
	text-align: left;
	background-image: url(graphics/bg1.gif);
	background-repeat: repeat-y;
} 
.twoColElsLtHdr #header {
	padding: 0 0px;
} 
.twoColElsLtHdr #header h1 {
	margin: 0; 
	padding: 0px 0; 
}


.twoColElsLtHdr #sidebar1 {
	float: left;
	width: 12em;
	padding: 0px 0;
}
.twoColElsLtHdr #sidebar1 h3, .twoColElsLtHdr #sidebar1 p {
	margin-left: 10px; 
	margin-right: 10px;
}


.twoColElsLtHdr #mainContent {
	margin: 0 1.5em 0 13em; 
} 
.twoColElsLtHdr #footer {
	background-image: url(graphics/bottom_bar.gif);
	background-repeat: no-repeat;
	padding-top: 0;
	padding-right: 0px;
	padding-bottom: 0;
	padding-left: 0px;
	margin-top: 0px;
	background-color: #FFFFFF;
} 
.twoColElsLtHdr #footer p {
	margin: 0; 
	padding: 3px 0; 
}


.fltrt { 
	float: right;
	margin-left: 8px;
}
.fltlft { 
	float: left;
	margin-right: 8px;
}
.clearfloat { 
	clear:both;
    height:0;
    font-size: 1px;
    line-height: 0px;
}


h1, h2, h3 {color: #0A2972; font-family: Arial, Helvetica, sans-serif; margin: 0px 0px 0px 0px; padding: 0px 0px 0px 0px;}

h1 {font-size: 14px; font-weight: bold; color: #0A2972;}

h2 {font-size: 14px; text-decoration:underline; color: #0077AC;}

h3 {font-size: 12px; font-weight: bold; color: #0077AC;}

p {font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #0A2972; line-height: 160%;}

a:link {color:#0A2972; text-decoration:underline; font-weight:none; font-size: 12px;}
a:visited {color:#0A2972; text-decoration:underline; font-weight:none; font-size: 12px;}
a:active {color:#0A2972;text-decoration:underline; font-weight:none; font-size: 12px;}
a:hover {color:#159530; text-decoration:underline; font-weight:none; font-size: 12px;}

a.smalllink:link {color:#ffffff; text-decoration:underline; font-weight:none; font-size: 10px;}
a.smalllink:visited {color:#ffffff; text-decoration:underline; font-weight:none; font-size: 10px;}
a.smalllink:active {color:#ffffff;text-decoration:underline; font-weight:none; font-size: 10px;}
a.smalllink:hover {color:#FFAB01; text-decoration:underline; font-weight:none; font-size: 10px;}
}
.bullets {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	list-style-type: disc;
	list-style-position: outside;

}
.disclaimer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #B2B4BF;
}